If you accidentally injure someone or damage their property, you could be sued. Your homeowners, property and auto policies may provide substantial liability limits, but juries can award sums that exceed those limits.
A Personal Liability Umbrella insurance policy acts like an umbrella, providing additional coverage on top of your auto and homeowners liability policies. It supplements your existing policies to provide additional personal liability protection.
The Umbrella policy goes into effect after the underlying liability limits on your homeowners or auto policy is exhausted. Therefore, your policy must have certain limits in order to qualify for Umbrella policy.
For more information, please contact a Benchmark Financial Group, LLC Property & Casualty Representative.
